Can You Get Stripe in Morocco?
Short answer: Yes, but not directly.Stripe is not available in Morocco as a supported country. However, Moroccan entrepreneurs can access Stripe through a legitimate method: creating a US LLC.
The Solution: Create a US LLC
- Form a Wyoming LLC
- Get EIN from IRS
- Open US bank account
- Apply for Stripe with US entity
Why Stripe Matters for Moroccan Businesses
The Problem
Moroccan entrepreneurs face major payment challenges:
- No Stripe access — Cannot accept credit cards globally
- PayPal limitations — Limited functionality in Morocco
- Bank transfers — Slow, expensive for customers
- Local methods — Only works domestically
The Solution: Stripe
With Stripe, you can:
✓ Accept credit/debit cards from 135+ currencies ✓ Integrate with Shopify, WooCommerce, Webflow ✓ Accept Apple Pay, Google Pay ✓ Get professional checkout experience ✓ Lower fees than PayPal ✓ Recurring billing support
Requirements for Stripe from Morocco
What You Need
- US LLC — Wyoming recommended
- EIN — From IRS
- US Bank Account — Mercury, Relay, or Wise
- Business Website — Must be live and professional
- Valid Passport — Moroccan passport accepted
- Proof of Address — Moroccan utility bill works
- Business Email — Professional (not Gmail)
What You DON'T Need
✗ US social security number ✗ US physical address ✗ US phone number ✗ Visit to the US
Step-by-Step: Getting Stripe from Morocco
Step 1: Create Your US LLC
Recommended: Wyoming LLCWhy Wyoming:
- Lowest fees ($62/year)
- No state income tax
- Privacy protection
- Fast formation (1-3 days)
- Works perfectly with Stripe
Step 2: Get Your EIN
Your EIN (Employer Identification Number) is required for:
- Stripe application
- US bank account
- Tax filings
- Complete Form SS-4
- Write "Foreign" in SSN field
- Fax to IRS: +1 (855) 641-6935
- Wait 2-4 weeks
Step 3: Open a US Bank Account
Stripe requires a US bank account for payouts.
Best Options for Moroccans:- Mercury — 100% online, no fees (may require video call)
- Relay — E-commerce friendly, no minimums (newer bank)
- Wise Business — Multi-currency, low fees (not full US bank)
- LLC Articles of Organization
- EIN confirmation letter
- Passport
- Operating Agreement
- Proof of address
Step 4: Build Your Website
Stripe requires a live, professional website showing:
- Products/services offered
- Pricing information
- Contact details
- About page
- Terms of service
- Privacy policy
- Professional design — Builds trust with Stripe
- Clear pricing — Shows legitimate business
- Contact page — Customer support capability
- Terms & Privacy — Legal compliance
Step 5: Apply for Stripe
Once you have:
- ✓ US LLC documents
- ✓ EIN
- ✓ US bank account
- ✓ Professional website
- Use business email
- Match LLC name exactly
- Provide real Moroccan address
- Answer all questions honestly
- Use personal Gmail
- Use different business name
- Use fake US address
- Leave fields blank
Step 6: Verification Process
Stripe will review:
- Business information
- Website legitimacy
- Owner identity (passport)
- Bank account ownership
- Approved — Full Stripe access
- Pending — Additional documents needed
- Restricted — Limited functionality
- Rejected — Must reapply or appeal
If Stripe Rejects Your Application
Stripe Alternatives for Moroccans
- Payoneer — Easy signup, best for freelancers
- Wise Business — Bank account, best for international
- 2Checkout — Business verified, best for e-commerce
- Braintree — PayPal owned, best for established businesses
- Paddle — SaaS focused, best for software sales
Maintaining Your Stripe Account
Keep Your Account Active
- Process transactions — Regularly
- Update information — As needed
- Respond to Stripe requests — Within 7 days
- File US taxes — Annually
Avoid Account Issues
Do:- Process legitimate sales
- Keep records
- Follow Stripe policies
- Process fraudulent transactions
- Ignore disputes
- Violate terms of service
Tax Implications
US Tax Obligations
- Form 5472 — Required for foreign-owned LLC
- Due Date — April 15 annually
- Penalty — $25,000 for non-filing
Moroccan Tax Obligations
Consult a Moroccan tax professional about:
- Income sourced from Morocco
- VAT obligations
Frequently Asked Questions
Is it legal to use Stripe from Morocco?
Yes, if you have a legitimate US LLC. Using a US entity to access Stripe is a common and legal practice.How long does the whole process take?
1-2 weeks total with our expedited service.Can I use a friend's US address?
No. Stripe verifies your identity. Use your real Moroccan address for the beneficial owner information.Do I need to pay US taxes on all my income?
No. Only US-sourced income is typically taxable. Income from Moroccan customers usually stays in Morocco's tax jurisdiction.Get Help Setting Up Stripe
Our Services
We help Moroccan entrepreneurs:
- LLC Formation — Wyoming setup
- EIN Application — IRS handling
- Bank Account — Mercury/Relay setup
- Stripe Application — Complete support
This guide is for informational purposes only. Stripe's policies may change. Always verify current requirements on Stripe's official website.